PORTFOLIO

Because we are focused on your goals and finding the right path to reach them with you, we use asset allocation modelling to structure your investment in a way that protects and builds your wealth. Through this dual process, we aim to balance the risk needed for a set reward in order to achieve your goals, based on your tolerance to risk and investment horizon. 

 

With a building block approach, we use our allocation model to recommend a single managed fund, ETF or Model portfolio.

 

A model portfolio is a grouping of a number of underlying investment tools, built into a single product. Model portfolios are not classified as a collective investment portfolio, but are a combination of multiple unit trusts or tracker funds. 

 

Each of the investment portfolios that we combine is selected to target a particular benchmark. 

Model portfolios are transparent and you will be able to view each actively managed individual unit trusts and tracker funds that we use for your risk-based return requirements. 

 

OUR INVESTMENT COMMITTEE INCLUDES:

 

Bennie Crous, CFA

BCom, Certified Financial Analyst

Dean De Sousa

BSc Honours Actuarial Science (Wits)

Hennie Goosen

Lehann Fourie CFP ®

Our model portfolios

Deca Wealth Income

The Portfolio is a diversified fixed income portfolio of domestic and global asset classes. The Portfolio aims to provide a reasonable level of income, taking into account current levels of interest rates and dividend yields. The global exposure of the overall Portfolio is based on that of the underlying funds. A multi-manager approach is utilised whereby fund managers are combined based on their skills and expertise. The Portfolio may invest in foreign assets as permitted by legislation and complies with Regulation 28.

Deca Wealth Income
Deca Wealth Conservative

Deca Wealth Conservative

The Portfolio aims to generate stable capital growths and to outperform the benchmark of CPI +2%, net of investment management fees, over any rolling 3-year period. The Portfolio is diversified across the major asset classes utilising a multi-manager approach, whereby fund managers are combined based on their skills and expertise. The available asset classes include: bonds, equity securities, non-equity securities, money market instruments, preference shares, property securities and assets in liquid form. The Portfolio may invest in foreign assets as permitted by legislation and complies with Regulation 28.

Deca Wealth Moderate

The Portfolio aims to outperform the benchmark of CPI +4%, net of investment management fees, over any rolling 5-year period. The Portfolio is diversified across the major asset classes utilising a multi-manager approach, whereby fund managers are combined based on their skills and expertise. The available asset classes include: bonds, equity securities, non-equity securities, money market instruments, preference shares, property securities and assets in liquid form. The Portfolio may invest in foreign assets as permitted by legislation and complies with Regulation 28 of the Pension Funds Act, 1956.

Deca Wealth Moderate
Deca Wealth Growth

Deca Wealth Growth

The Portfolio aims to outperform the benchmark of CPI +6%, net of investment management fees, over any rolling 7-year period. The Portfolio is diversified across the major asset classes utilising a multi-manager approach, whereby fund managers are combined based on their skills and expertise. The available asset classes include: bonds, equity securities, non- equity securities, money market instruments, preference shares, property securities and assets in liquid form. The Portfolio may invest in foreign assets as permitted by legislation and complies with Regulation 28 of the Pension Funds Act, 1956.

Deca Wealth Unconstrained

The Portfolio aims to maximise capital growth and to outperform the benchmark of CPI + 6%, net of investment management fees, over any rolling 7-year period. The Portfolio is diversified across the major asset classes utilising a multi-manager approach, whereby fund managers are combined based on their skills and expertise. The available asset classes include: bonds, equity securities, non-equity securities, money market instruments, preference shares, property securities and assets in liquid form. The Portfolio does not have to comply Regulation 28.

Deca Wealth Unconstrained CPI+%

OUR PARTNERSHIP